How it works

Convert between Ghana cedi, US dollars and stablecoins, with every step evidenced

Coin Flow is a conversion service for people and companies in Ghana. There is no trading terminal, no investment product and no balance we hold for you — each order is a single, tracked conversion.

Every step evidencedDesktop and mobileAvailability of each rail stays conditional

1. Verify once

Individuals and companies complete identity checks. Company representatives and owners are recorded.

2. Register where value goes

Add your own bank account, MTN MoMo or Telecel Cash number, or an external wallet address you control.

3. Accept a time-limited price

You see one all-in price with fees and an expiry. Nothing moves until you accept.

4. Send, then receive

We confirm your payment independently, check it against your order, then release the other side and send you a receipt.

Who can use Coin Flow

Ghana-resident individuals and Ghana-registered companies, subject to verification and approval.

  • Individuals with verified identity and a payment method in their own name.
  • Companies with verified registration, representatives and beneficial owners.
  • Larger or flagged conversions are handled by an operator as an OTC request.
  • Cash at the approved Accra desk is available only where operating approval allows it.

Where you can use it

Website, signed-in web app and an internal operations workspace. Native apps are planned separately.

Example prices used throughout: 1 USDT = GHS 15.40 or USD 1.00. These are illustrative figures for review, not a current market rate, and no order here moves real money.